Does the policy cover any accidents or incidents that take place prior to the commencement of the lesson - such as a trip or fall on the step upon entering the teachers house?

Accidents involving negligence on the part of the teacher will be covered under the Civil Liability policy.

The insurance provided via your membership is designed to respond allegations or claims made against you arising from your delivery and teaching of Alexander Technique.

Death or Injury arising from the ownership or occupation of the premises should be directed to the separate Building/Property Owners Insurance policy. Where you own the buildings your insurer will expect you to ensure it is maintained and hazards managed at the location where the visitors/ public will have access.